The Covid-19 pandemic has forced many Americans to reconsider their transportation options, what with fears of infection and the slashing of public transit systems’ routes and schedules. That has made used cars, motorcycles, and bicycles hot commodities.

Those who are working and considering how their finances might stretch may take little comfort in another reality of the U.S. health care system — the relentlessly increasing cost of employer-provided coverage. Who can afford a second car while also footing the rising bill for health coverage?

As the nonpartisan Kaiser Family Foundation said in its annual report on this issue: