We all pay for auto insurance to stay protected if something unfortunate ever happens. However, after you have been in an accident, you will quickly learn that insurance companies do not have your best interests at heart. In fact, they are solely in the business of making money, and they may even skirt the law to make a profit.

They will do everything they can to pay you less than your claim is worth. That includes discouraging you from getting a lawyer to work your case. Here are some of the reasons insurance companies do not want you hiring an attorney:

An Attorney Knows The Law

A skilled attorney understands Florida’s auto accident laws inside and out. They know exactly what your rights are when it comes to an accident claim. They also know how to navigate the law in order to fight for your rights. They will check the insurance company to find out if they are doing something that infringes on your rights. With a knowledgeable attorney, you will be protected from any of an insurer’s dirty tricks.

Attorneys Know What Your Claim Is Really Worth

Attorneys know everything there is to know about damage claims. When you file a claim on your own, it is likely that you will miss some of the things you are owed, such as transportation costs or lost long-term benefits. An attorney can also determine and file for intangible damages like pain and suffering and loss of consortium. They will calculate the full value of the damages the accident has caused. Then, they will fight for the real value and not what the insurance company believes your injuries are worth.

An Attorney Can Prove Fault

Proving fault is not as straightforward as it seems. In the state of Florida, courts use a system of split fault. That means even if someone hit you while running a red light, if you were talking on the phone or speeding, you will share responsibility for the accident. That impacts the amount of settlement you will receive.

For example, if the courts find that your injuries are worth $100,000 but the other driver is only considered at fault for 75% of the accident, the 25% you are at fault is deducted from your claim. That means your compensation will only be $75,000. An attorney can ensure that you are not unfairly held responsible for the accident and that you get paid the full value of the settlement.

An Attorney Is On Your Side

Insurance companies know that when you are injured, you are vulnerable. As the bills for your care start accumulating, they will try to prey on your desperation to bully you into a settlement worth far less than what you are owed.

An attorney will put a stop to that immediately. They know how to relieve some of the financial pressure while you fight for a settlement. They will also protect you from the predatory insurance companies using your injuries against you. They will make sure insurers do not get away with paying you anything less than what you are legally owed for your damages.

Insurance companies do not like it when accident victims hire an attorney because it means they will have to pay the full value of the claim. So it is always a smart idea to consult with an attorney right after any accident.

The team at Justice Pays can help. We have a reputation with the insurance companies of fighting for our clients all the way to court. When insurance companies see our name on your case, they know exactly who they are dealing with. We will fight hard to make sure you get the claim you legally deserve. Give us a call today at 1-833-954-1234 to request a free case review and discover how we can help you.