cfpbchartnursinghomecost-300x226Two federal regulatory agencies have rebuked nursing homes and their debt collectors, warning them that they may be breaking the law with sketchy efforts to make loved ones and friends pay for the care of sick, injured, and debilitated residents in long-term facilities.

Bottom line: A lot of the forms that you may sign for a loved one as they are admitted to a nursing home are straight-up illegal if they purport to make you responsible for paying the facility’s bills.

The Consumer Financial Protection Bureau (CFPB) has conducted hearings and issued a report as well as putting out a joint letter with the Centers for Medicare and Medicaid Services (CMS), the agency with oversight of nursing homes and other long-term care facilities.